Type of Loans

Type of Loans

At Fundkiss, there is a loan available to suit every different SME growth need.

Whether they are small loans to take care of cash flow gaps, working capital, renovations, expansions, asset acquisition or purchasing stock, Fundkiss has your financing needs covered! Traditional financial institutions might take their sweet time but your growth shouldn’t be slowed down.

No Guarantees. No Collateral. No Matter The Type of Loan.

All Fundkiss loans are unsecured. This means that we do not require borrowers to put up collateral or personal guarantee.

Instead, we take the time to assess your repayment capacity by evaluating the financial health of your business. This is one of the ways we democratize an SME’s access to financing.

Different Loans at Fundkiss

Micro Finance Loan

Never let a cash flow issue slow your business down. Our Micro Finance Loan is meant to address those quick, short-term financing needs.

Borrow up to MUR 500,000 as a Micro Finance Loan with a repayment period of up to 24 months. Interest rate as from 10% p.a. Repayments are amortized and there are no early repayment fees.

Working Capital Loan

For a business, the show must go on! Address your day-to-day operating expenses needs as salaries, rent, and administrative expenses as well as provide for cash flow gaps with a loan injection through Fundkiss.

Borrow up to MUR 5 Million as a Working Capital loan with a repayment period of up to 24 months. Interest rate as from 10% p.a. No early repayment fees.

Supply Chain Financing Loan

Your business needs to purchase goods, raw or finished but it takes capital to make the purchase. To ensure your resources do not need re-allocation and that your cost of sales is bridged, Fundkiss provides a fast-paced Supply Chain Financing loan.

Borrow up to MUR 5 Million as a Supply Chain Financing loan with a repayment period of up to 12 months on a revolving basis. Interest rate as from 10% p.a. No early repayment fees.

Business Expansion Loan

Arm your business with productive, income-generating assets that require capital expenditure with our Business Expansion Loan. The business Expansion Loan covers business purchases to acquire machinery, motor vehicles and equipment, upgrades to your existing infrastructure, and renovation or opening of new outlets!

Borrow up to MUR 5 Million as a Business Expansion loan with a repayment period of up to 60 months. Interest rate as from 10% p.a. No early repayment fees.

And there you have it! With our fast, unsecured SME loans, there is something for every business out there. Our eligibility criteria are very straightforward, businesses must:

• Have operations based in Mauritius.
• Be operational for at least 2 years if an SME and 3 years if a Sole Trader.
• Have sufficient repayment capacity.

Once you’ve chosen a loan for your business, apply on our platform and our team will contact you. These several tips can help get your loan application approved faster:

• Plan and submit ahead of time
• Prepare the required documents and fill in all forms carefully
• Keep your company’s bank statements and financial documents up to date.
• Always repay existing debts on time
• When in doubt, get in touch with us

Fundkiss finances the growth of SMEs in Mauritius. Check if you are eligible for a Fundkiss loan by clicking the button below and we will be in touch with you shortly.

The Fundkiss team will be there every step of the way to help you with your loan application.

If you have any other questions for us, reach out to us at contact@fundkiss.mu or call us on 218 2195. We’ll be happy to help!

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